If you haven’t looked for a new cell-phone plan in a while, you may be paying a price for your loyalty—or your inertia. In a recent survey of almost 90,000 Consumer Reports subscribers, nearly half of those who switched providers in the past year saw a big drop in their monthly bill. We’re talking $20 or more. After making the shift, some respondents said they got more reliable coverage, faster data service, and better customer service, too.

If you're considering a new plan, you might want a new phone, as well. Have your eye on that top-of-the-line Samsung or Apple handset? In the past, getting a new phone meant locking yourself into a two-year contract that had multiple financial disadvantages for consumers. Now, you can lease a new phone like a car, pay it off in interest-free installments, or buy it outright and enjoy a lower monthly bill.

Follow these steps to find the best service and phone for your lifestyle–and budget.

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Then it’s time for you to look up…  

The “Best Cell Phone Plans”


  • The Lowdown on Data

  • Consider Your Options in Operating Systems

  • Cell Phone Carriers

  • How To Pay Your Phone

  • Prepaid Smartphone

  • Cheapest Unlimited Voice and Text Plan, But Minimal Data

  • Usage Who Does Not Get Too High

  • Multiple Lines

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